How it Works

Connecting with a lender has never been easier.

Why Choose GrooveLoan?

Keep Things Online

Simply complete our online form to connect with a lender, no matter where you are or what device you have.

Money As Soon As Tomorrow

Once connected with a lender, if you are happy to accept the terms and conditions you can have the funds deposited directly into your bank account.

All Credit Types Welcome

Our network of lenders offers loans to people in all situations, including poor or bad credit. Simply submit online to see your options.

Connecting With a Lender
Doesn’t Need to be Complicated

GrooveLoan can help!

STEP 1 - Online form

Submit a loan request using our simple form.

STEP 2 - Sign for your Loan

Review the loan agreement and accept the terms and conditions.

STEP 3 - Get Your Cash

Receive your funds as soon as tomorrow.

A Personal Loan Can be Used
For Many Reasons

Debt Consolidation

Combine multiple debts into a single monthly payment and eliminate creditors with a personal loan.

Major Purchases

Enjoy big purchases, automobiles or appliances now with the help of a personal loan and make payments over time.

Unexpected Expenses

Life can be unpredictable. If you have an emergency, we’re here to help so you can focus on what really matters.

Medical Expenses

A personal loan is a quick solution to cover unexpected medical costs without insurance.

Home Improvement

Looking to freshen up the kitchen? Remodel, renovate and refine your home.


Enjoy the family getaway, road trip or Caribbean cruise you deserve. A personal loan is a way for you to get away.

These are some of the things that lenders will take into consideration when reviewing your request

  • Age: You must be 18 years of age or older.
  • ID: You must possess a valid Social Security Number.
  • Residency: You must be a U.S. citizen or legal resident.
  • Proof of Income: You should be able to provide proof of income.
  • Bank Account: Lenders will deposit your funds directly into your account.
  • Credit Score: Lenders may require you to show proof of previous financial responsibility.

Safe & Secure On All Devices

All data processed through this site is encrypted with the latest 256-bit SSL encryption technology to ensure your information is safe.


OLA Compliant

When you see the OLA seal, you can trust you’re working with a company committed to the highest standards of conduct, fully compliant with federal law, and working hard to protect consumers from fraud.